附加康宁一生重大疾病保险怎么样？

　　附加康宁一生重大疾病保险

　　适用年龄：18周岁至50周岁

　　产品险种：医疗保险

　　意外保障 重大疾病

　　在本附加合同的有效保险期间内，我们将承担下列保险责任：

　　如果被保险人在本附加合同生效日或最后复效日（以较迟者为准）起一百八十天后，首次发病并经医生确诊初次患有本附加合同内所界定的重大疾病中的任何一种疾病，我们将按150%的基本保险金额给付重大疾病保险金，同时本附加合同及其主合同终止。

　　如果该重大疾病是由于被保险人遭受意外伤害事故引起的，则无须受上述一百八十天的限制。　　

　　海尔人寿保险有限公司

　　附加康宁一生重大疾病保险条款

　　（2011 年 9 月）

　　海尔保险【2011】沪 R 第 043 号 经中国保险监督管理委员会备案

　　目录

　　第一部分 ·· 您（投保人）与我们（海尔人寿保险有限公司）的合同········································ 3

　　第一条合同的构成········································································································· 3

　　第二条投保范围············································································································· 3

　　第三条保险期间············································································································· 3

　　第四条保险责任的开始 ·································································································3

第五条犹豫期······················································