瑞泰i易胜投资连结保险怎么样?
2014-08-22 11:07:48 保险网 http://baoxian.southmoney.com
瑞泰i易胜投资连结保险
适用年龄:18周岁至55周岁
产品险种:理财保险
意外保障
我们在本合同项下所承担的保险责任是身故保险金给付责任。
被保险人在本合同生效后 身故,我们根据本合同的规定,给付身故保险金,本合同终止。
我们按照收到书面理赔申请和本合同第25条规定的证明资料之日的下一个工作日的投 资单位价格计算出的投保人投资账户价值的105%,即身故保险金。
您选择犹豫期满后进行投资,被保险人在犹豫期内身故的,身故保险金为您所交纳保 险费的105%;您选择在犹豫期内即本合同生效后立即投资,被保险人在犹豫期内身故的,身 故保险金为下列两者中较大值的105%:
1) 投保人所交纳保险费;
2) 按我们收到书面理赔申请和本合同第25条规定的证明资料之日的下一个工作日的 投资单位价格计算出的投保人投资账户价值;
在第五个保单年度届满前,我们将提前30日向您发出通知,请您书面确认是否维持投 保人投资账户价值的 105%作为本合同的身故保险金。在第五个保单年度届满日前,如果您 书面确定维持投保人投资账户价值的 105%作为本合同的身故保险金,我们自第六个保单年 度始,按照本合同14.3的规定收取风险保险费;在第五个保单年度届满日前,如果您书面 确定不再维持投保人投资账户价值的 105%作为本合同的身故保险金,或我们得不到您的书 面回复,则视为您放弃该保障,自第六个保单年度始,被保险人的身故保险金额自动变更为 投保人投资账户价值的100%。
被保险人是未成年人的,因被保险人死亡给付的保险金总和不得超过国务院保险监督 管理机构规定的限额。
瑞泰i·易胜投资连结保险
合同条款
瑞泰人寿保险有限公司
2009年9月
目录
一、基本条款······························································································································3
1. 关于瑞泰i·易胜投资连结保险合同(以下简称“本合同”)······························3
2. 本合同的构成············································································································3
3. 投保条件····················································································································3
4. 本合同的生效及有效期间·························································································4
5. 犹豫期(撤销本合同)·····························································································4
二、投资条款······························································································································5
6. 保险费及支付办法·····································································································5
7. 开始投资····················································································································6
8. 投资账户的设立与管理········································��····················································6