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瑞泰i易胜投资连结保险怎么样?

2014-08-22 11:07:48 保险网 http://baoxian.southmoney.com

瑞泰i易胜投资连结保险怎么样?

  瑞泰i易胜投资连结保险

  适用年龄:18周岁至55周岁

  产品险种:理财保险

  意外保障

  我们在本合同项下所承担的保险责任是身故保险金给付责任。

  被保险人在本合同生效后 身故,我们根据本合同的规定,给付身故保险金,本合同终止。

  我们按照收到书面理赔申请和本合同第25条规定的证明资料之日的下一个工作日的投 资单位价格计算出的投保人投资账户价值的105%,即身故保险金。

  您选择犹豫期满后进行投资,被保险人在犹豫期内身故的,身故保险金为您所交纳保 险费的105%;您选择在犹豫期内即本合同生效后立即投资,被保险人在犹豫期内身故的,身 故保险金为下列两者中较大值的105%:

  1) 投保人所交纳保险费;

  2) 按我们收到书面理赔申请和本合同第25条规定的证明资料之日的下一个工作日的 投资单位价格计算出的投保人投资账户价值;

  在第五个保单年度届满前,我们将提前30日向您发出通知,请您书面确认是否维持投 保人投资账户价值的 105%作为本合同的身故保险金。在第五个保单年度届满日前,如果您 书面确定维持投保人投资账户价值的 105%作为本合同的身故保险金,我们自第六个保单年 度始,按照本合同14.3的规定收取风险保险费;在第五个保单年度届满日前,如果您书面 确定不再维持投保人投资账户价值的 105%作为本合同的身故保险金,或我们得不到您的书 面回复,则视为您放弃该保障,自第六个保单年度始,被保险人的身故保险金额自动变更为 投保人投资账户价值的100%。

  被保险人是未成年人的,因被保险人死亡给付的保险金总和不得超过国务院保险监督 管理机构规定的限额。

  

  瑞泰i·易胜投资连结保险

  合同条款

  瑞泰人寿保险有限公司

  2009年9月

  目录

  一、基本条款······························································································································3

  1. 关于瑞泰i·易胜投资连结保险合同(以下简称“本合同”)······························3

  2. 本合同的构成············································································································3

  3. 投保条件····················································································································3

  4. 本合同的生效及有效期间·························································································4

  5. 犹豫期(撤销本合同)·····························································································4

  二、投资条款······························································································································5

  6. 保险费及支付办法·····································································································5

  7. 开始投资····················································································································6

8. 投资账户的设立与管理········································��····················································6