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瑞泰i易胜投资连结保险怎么样?

2014-08-22 11:07:48 保险网 http://baoxian.southmoney.com

  32. 本合同效力的维持···································································································17

  33. 本合同的终止、解除·······························································································18

  34. 投保人先于被保险人身故·······················································································19

  35. 本合同转让和质押···································································································19

  36. 客户信息保密··········································································································19

  37. 法律适用··················································································································19

  38. 争议的处理··············································································································19

  释义······································································································································19

  瑞泰i·易胜投资连结保险合同条款

  (本合同条款2009年9月经中国保险监督管理委员会备案)

  一、基本条款

  1. 关于瑞泰i·易胜投资连结保险合同(以下简称“本合同”)

  本合同是您(指投保人)和我们(指瑞泰人寿保险有限公司)之间签订的约定保险权利 义务关系的协议。您购买的是我们瑞泰i·易胜投资连结保险,是一种运用投资账户进行投 资并提供本合同约定的身故保障的人身保险产品。

  如果您同时又是本合同确定的被保险人,那么,本合同中提到“被保险人”时,也是在 表述您的权利或义务。如果您不是本合同确定的被保险人,那么,本合同中提到“被保险人” 时,均是在表述特定被保险人的权利或义务。

  您可以选择我们当时有的、且可供您选择的附加保险合同附加于本合同中,具体附加险 种和保障利益,以您的附加险保单所载明的内容以及附加险保险合同条款为准。

  2. 本合同的构成

  本合同由保险单(简称“保单”)或其他保险凭证、保险合同条款、投保单、与本合同 有关的其他投保文件、合法有效的声明、通知、批注、批单和其他书面或电子协议构成。

  3. 投保条件

  3.1投保人

  您作为投保人,必须是年龄大于或等于18周岁,小于或等于55周岁,并具有完全民事 行为能力的人。

  本合同所指周岁,以法定身份证明文件中记载的出生日期为计算基础。

  3.2被保险人

  被保险人的年龄应在出生后满15日至60周岁之间。您在保险合同订立时,对被保险人 应当具有保险利益,即您与被保险人有如下之一的关系:

  1)您就是被保险人;

  2)您是被保险人的配偶;

  3)您是被保险人的子女;

  4)您是被保险人的父母;

  5)您是被保险人的其他近亲属或者家庭成员,并且您与被保险人之间存在抚养、赡养 或者扶养关系;

  6)被保险人是与您有劳动关系的劳动者;

  7)您与被保险人虽然不具有前述关系,但是被保险人书面同意您作为投保人、其作为 被保险人订立本合同,且被保险人书面同意您确定的身故保险金额。

  4. 本合同的生效及有效期间

  您向我们完整提交投保单等相关投保文件后,我们会及时对您的投保申请进行核保。在 我们同意承保并收到您交纳的保险费、且被保险人生存的,本合同生效。该生效日期在保单 中载明。我们将及时签发保单作为保险凭证。我们从本合同生效日的零时起开始承担本合同 约定的保险责任。

  保单年度、保单月度均以保单中载明的本合同生效日期为准计算。 本合同有效期间自合同生效时起算,至被保险人身故时为止。但依照本合同约定,对本

  合同撤销、终止或解除的除外。

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