光大永明附加重大疾病保险如何呢？

　　光大永明附加重大疾病保险

　　适用年龄：0周岁至69周岁

　　产品险种：医疗保险

　　意外保障 重大疾病 返还保费

　　 一、重大疾病保险金

　　如果被保险人于本附加合同生效一百八十天后经诊断初次患有本附加合同约定的重大疾病中的一项或多项，并且确诊三十天后被保险人仍生存，本附加合同终止。我们将按本附加合同的保险金额向被保险人支付重大疾病保险金。

　　二、保险费返还

　　如果被保险人于本附加合同生效日起一百八十天内，经诊断初次患有本附加合同约定的重大疾病中的一项或多项时，本附加合同终止。我们将向您无息返还已交保险

　　

　　签收保险合同后十天内，您可以要求退还保险费·····································································

　　您应当特别注意的事项

　　您所享有的重要权益

　　本附加合同所提供的保障············································································································

　　在某些情况下，我们不承担保险责任························································································

　　如何申领保险金···························································································································

　　指光大永明人寿保险有限公司。

　　指投保人。 指本条款。

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　　我们

　　您

　　保险条款

　　说明

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　　十 二

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您有解除合同的权利，请您慎重决定························································································