瑞泰安裕之选（B款）投资连结保险

　　31. 通讯··························································································································22

　　32. 本合同内容变更······································································································22

　　33. 本合同效力的维持···································································································23

　　34. 本合同的终止、解除·······························································································23

　　35. 投保人先于被保险人身故·······················································································24

　　36. 本合同转让和质押···································································································24

　　37. 客户信息保密··········································································································24

　　38. 法律适用··················································································································24

　　39. 争议的处理··············································································································25

　　第 2 页 共 27 页

　　释义······································································································································25

　　瑞泰安裕之选投资连结保险（B款）合同条款

　　（本合同条款2010年3月经中国保险监督管理委员会备案）

　　一、基本条款

　　1. 关于瑞泰安裕之选投资连结保险（B款）合同（以下简称“本合同”）

　　本合同是您（指投保人）和我们（指瑞泰人寿保险有限公司）之间签订的约定保险权利 义务关系的协议。您购买的是我们瑞泰安裕之选投资连结保险（B 款），是一种运用投资账 户进行投资并提供本合同约定的身故保障的人身保险产品。

　　如果您同时又是本合同确定的被保险人，那么，本合同中提到“被保险人”时，也是在 表述您的权利或义务。如果您不是本合同确定的被保险人，那么，本合同中提到“被保险人” 时，均是在表述特定被保险人的权利或义务。

　　您可以选择我们当时有的、且可供您选择的附加保险合同附加于本合同中，具体附加险 种和保障利益，以您的附加险保单所载明的内容以及附加险保险合同条款为准。

　　2. 本合同的构成

本合同由保险单（简称“