光大永明吉鑫宝年金保险(分红型)
2014-09-19 12:47:43 保险网 http://baoxian.southmoney.com
光大永明吉鑫宝年金保险(分红型)
适用年龄:30天至17周岁
产品险种:少儿保险
意外保障 生存 满期生存金
一、 身故保险金
若被保险人身故,我们按照以下两项的较大者作为身故保险金给付身故保险金受益人,本合同终止:
1. 您累计为本合同缴纳的保险费;
2. 被保险人身故时本合同保险单年度末的现金价值。
被保险人的身故时间以死亡证明上载明的身故时间为准。
二、 生存保险金
在第五个保险单周年日(含)至满期日(不含)之间的每个保险单周年日,若被保险人生存,我们按照保险金额的3%向被保险人给付生存保险金。
若被保险人未以现金形式领取上述生存保险金,则生存保险金留存于我们的生存保险金累积账户,并按我们公布的累积利率以年复利方式储存生息,在被保险人申请或本合同终止时给付。
三、 满期保险金
若被保险人生存至本合同满期日,我们向被保险人支付您累计为本合同缴纳保险费的1.1 倍作为满期保险金,本合同终止。
指光大永明人寿保险有限公司。
指投保人。 指本条款。
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签收保险合同后十天内,您可以要求退还保险费·····································································
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