年年金彩终身年金保险（分红型）

　　第二十八条 年龄、性别的确定和错误处理········································································· 12

　　第二十九条 未还款项 ··········································································································· 13

　　第三十条 地址变更的通知································································································ 13

　　第三十一条 争议处理 ··········································································································· 13

　　第九部分 ·· 释义·························································································································· 13

　　第 2 页 共 14 页

　　第一部分 您（投保人）与我们（海尔人寿保险有限公司）的合同

　　第一条 合同的构成

　　本保险合同（以下简称“本合同”）由保险单或其他保险凭证及所附条款、投保单、申请书、 声明、批注及其他约定您和我们之间权利义务关系的书面文件构成。

　　本合同的英文简称为 PLA。

　　第二条 投保范围

　　释义 1

　　本合同接受的被保险人的投保年龄为十八周岁 至五十五周岁。

　　第三条 保险期间

　　本合同的保险期间由您与我们约定，并在保险单上载明。

　　第四条 保险责任的开始

在我们同意承保、签发正式保险合同并收到您交付的首期保险费的条件下，我