君龙宝贝一生终身寿险（万能型）

3：咀嚼、吞咽机能的丧失系指由于牙齿以外的原因引起器质障碍或机能障碍，以致不能做咀嚼、吞咽 运动，除流质食物外不能摄取或吞咽的状态。

　　注 4：为维持生命必要之日常生活活动，全需他人扶助系指食物摄取、大小便始末、穿脱衣服、起居、步 行、入浴等，皆不能自己为之，需要他人帮助。

　　注5：所谓永久完全系指自意外伤害事故或疾病诊断之日起经过180天的治疗，机能仍然完全丧失，但眼球 摘除等明显无法复原之情况，不在此限。

【附表二】：风险保险费表

每千元风险保额的年风险保险费表：

投保年龄                       男性                      女性                           投保年龄                        男性                            女性

0                              0.88                            0.81                                  53                              5.41                              3.1

1                              0.74                            0.65                                  54                              5.82                             3.46

2                              0.61                            0.52                                  55                              6.34                             3.87

3                              0.51                            0.41                                  56                                7                                4.36

4                              0.44                            0.33                                  57                              7.83                             4.92

5                              0.39                            0.27                                  58                              8.85                             5.55

6                              0.38                            0.25                                  59                             10.03                            6.26

7                              0.38                            0.23                                  60                             11.35                            7.03

8                              0.38                            0.22                                   61                             12.79                            7.88

9                              0.38                            0.21